Headlines
  • False or misleading informations are spread by organizations posing as legitimate media outlets in an attempt to twist public opinion in favor of a certain ideology.
  • On social media,watch out for fake messages,pictures,Videos and news.
  • Always Check Independent Fact Checking Sites if You Have Some Doubts About the Authenticity of Any Information or Picture or video.
  • Check Google Images for AuthThe Google Reverse Images search can helps you.
  • It Would Be Better to Ignore Social Media Messages that are forwarded from Unknown or Little-Known Sources.
  • If a fake message asks you to share something, you can quickly recognize it as fake messege.
  • It is a heinous crime and punishable offence to post obscene, morphed images of women on social media networks, sometimes even in pornographic websites, as retaliation.
  • Deepfakes use artificial intelligence (AI)-driven deep learning software to manipulate preexisting photographs, videos, or audio recordings of a person to create new, fake images, videos, and audio recordings.
  • AI technology has the ability to manipulate media and swap out a genuine person's voice and likeness for similar counter parts.
  • Deepfake creators use this fake substance to spread misinformation and other illegal activities.Deepfakes are frequently used on social networking sites to elicit heated responses or defame opponents.
  • One can identify AI created fake videos by identifying abnormal eye movement, Unnatural facial expressions, a lack of feeling, awkward-looking hand,body or posture,unnatural physical movement or form, unnatural coloring, Unreal-looking hair,teeth that don't appear natural, Blurring, inconsistent audio or noise, images that appear unnatural when slowed down, differences between hashtags blockchain-based digital fingerprints, reverse image searches.
  • Look for details,like stange background,orientation of teeth,handsclothing,asymmetrical facial features,use reverse image search tools.

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Home » Money Matters » Soft vs. Hard Inquiries? What’s the Difference?
Posted on by crimeandmoreworld - Copy Editing Desk

Soft vs. Hard Inquiries? What’s the Difference?

Credit inquiries come in two flavors: soft and hard. Here’s how each kind affects you.

Inquiries, soft or hard, are authorized requests to see your credit report. But the similarities end there.

Soft Inquiries

A soft credit inquiry is sort of a more routine credit check that can be done without your permission. Examples include when
A lender you currently do business with requests your report to make sure you’re still creditworthy

You check your own credit report

The key takeaway for soft inquiries is that they won’t affect your credit scorebecause they’re not applications for credit.

Hard Inquiries
A hard inquiry happens when a potential lender requests your credit report to help evaluate whether to offer you credit. Examples include applying for a:

Mortgage

Car loan

Credit card

Why inquiries matter

Though soft inquiries will show up on your credit report, they will have no effect on your perceived creditworthiness. Hard inquiries, on the other hand may be factored into credit scoring models. Though hard inquiries are generally seen to have a negative effect on credit scores, the impact of each inquiry isn’t usually too big. However, too many hard inquiries on your credit report may drag your credit score down, especially over the shorter run.

Here’s the good news on hard inquiries:they’ll fall off of your credit report after 2 years. Also, if you make a certain amount of hard inquiries within a short period of time when you’re loan shopping for a single purchase (like a mortgage), credit scoring models will generally consider all those hard inquiries to be one inquiry – they don’t want to penalize you for shopping around for the best deal.

Bottom line, don’t worry about soft inquiries, but keep an eye on your hard inquiries.

Take the next step: protect your credit and start saving money.

This Article Was Originally Appeared on True Credit )

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